Employee Dishonesty
Pays for loss sustained by the employer up to a specified amount caused by the dishonest act of an employee(s). Includes embezzlement of money or property, including inventory, owned by the employer.
Forgery or Alteration
Coverage pays for loss sustained by the employer for forgery or alteration of checks issued by the insured. Coverage may be extended to include checks forged or altered by employees as well as others.
Premises Theft and Outside Robbery
Coverage applies to money and securities inside the premises, a banking premises - or outside the premises in the care and custody of a messenger, for theft, disappearance or destruction.
Robbery and Safe Burglary
Coverage applies to loss caused by actual or attempted robbery inside the premises of property - other than money and securities - that is in the care and custody of a custodian or outside the premises in the care and custody of a messenger.
Computer Fraud
Covers the loss of money, securities and other property when caused by a dishonest act of a non-employee via computer access.
ERISA Endorsements
Can be added to the Commercial Crime Policy to cover responsibilities under federal laws requiring coverage for eligible benefit plans.
ERISA Bond
The Employment Retirement Income Security Act of 1974 (ERISA) requires every administrator, officer and employee of any employee welfare benefit plan or employee pension plan who handles funds of the plan to be bonded up to at least 10% of the value of the plan. ERISA bonds provide coverage against loss by fraud or dishonesty.
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